Star Health Insurance Plans 2022
Star Health Insurance Plans, Star Health Insurance It’s often said that your health is your wealth. And with the same belief, we make it our mission to ensure that your health is never compromised. That’s why we offer you an array of flexible plans to protect your health.
What is Health Insurance?
Great wellbeing alludes to being in a state of complete mental, physical and social prosperity yet not a simple shortfall of disease. It is feasible to get medical coverage cover when having a solid existence. However, getting a thorough health care coverage cover might be denied for your precious ones on procuring some sickness. Certain health-related crises are hard to anticipate or forestall.
In any case, we can represent them with our assortment of medical coverage plans dependent on the client’s requirements.
Health care coverage plans cover clinical costs that emerge because of sicknesses, and mishaps and incorporate the majority of clinical or careful therapies to reestablish great wellbeing. To put it plainly, health care coverage plans assist with facilitating fears, work with quality consideration, offer convenient mediation for those impacted and permit them to zero in additional on recuperation.
Benefits of Health Insurance Plans
Star Health Insurance offers various health insurance plans to meet customers’ needs and provides hassle-free in-house claim settlements. With our health insurance plans, you can benefit from:
Cashless Facility from Network Hospitals: Speed is the essence when treating the ailing. The cashless facility supported by our health insurance plans across India is the need of the hour. Star Health and Allied Insurance Company Ltd., processes more than 90% of hospitalization related to medical health insurance claims within 2 hours under the cashless facility and 88% of claims get settled within 7 days on submission of complete documents under reimbursement.
Tax Exemptions: Under Section 80 D of the Income Tax Act 1961-2021, an income taxpayer can avail tax exemptions on premium paid towards medical health insurance policies. The taxpayer can avail tax exemptions for premiums paid towards self, spouse, dependant children, and parents.
Value-Added Services: Star Health Insurance Company provides value-added benefits like e-Medical Opinion, Telemedicine Services, Wellness Programs and rewards (which can be converted to premium discounts on renewals), and many more as value-added services. Star Health Insurance Company justifies being the Health Insurance Specialist.
Enduring Trust: Star Health Insurance, being the Health Insurance Specialist upholds the customer values and helps them at times of hospitalization or daycare procedures for medical emergencies.
Customer-Centric: Star Health continues to provide convenient digital platforms and communication channels that are accessible and reachable to customers. We aim to meet our customers at the right time, in the right way, with the right care in a way that brings value to our customer’s delight.
Mediclaim Health Insurance Policies
Health Insurance Plans provide Comprehensive Coverage
Star Health mediclaim health insurance policies will cover all 24-hour in-patient hospitalizations due to illness, accidents and daycare treatments/procedures. All related pre-hospitalization and post-hospitalization expenses are also payable up to the specified days mentioned in the policy clause.
Health Insurance Plans provide more Flexibility
Star Health Insurance plans provide more flexible benefits when the policyholder goes through certain hardships. For instance when the sum insured gets exhausted, additional coverage is provided without any extra premium. This is where benefits like Automatic Restoration of basic sum insured, Super Restoration of basic sum insured and Road Traffic Accident (RTA) on the sum insured to come into place.
Note: These flexible benefits are product/policy specific. Please refer to the policy clause to know more.
Health Insurance Plans Allow Additional Disease-Specific Coverage
With Star Health, the insured can avail of disease-specific policies for critical illnesses, cancer and cardiac ailments along with in-patient hospitalization as a general mediclaim health insurance policy. We have a wide range of mediclaim health insurance policies to choose like Star Criticare Plus Policy, Cardiac Care Platinum Insurance Policy, Cancer Care Platinum Insurance Policy and Diabetes Safe Insurance Policy.
Health Insurance Plans Cover non-Hospitalization Expenses
The insured can avail of non-hospitalization expenses covered with most of our mediclaim health insurance policies. Those include pre- and post-hospitalization expenses, annual health check-ups, out-patient care treatments, diagnostics, consultations, etc.